We offer bankruptcy and non-bankruptcy options for becoming debt-free: bankruptcy, and debt settlements,
where we do not collect a fee until after we have successfully negotiated the debt. Our system allows my clients to not only become debt free, but also turn the table on creditors who disregard the law, in all stages of their experience with us: from the pre-bankruptcy stage (collection calls), through the discharge (discharge violations).
Most people believe that due to bankruptcy, they have to wait 7-10 years, the maximum time that a
bankruptcy may be reported on your credit report, before they obtain good credit. But the truth is: You can transform your credit score in as little as 12 months. For this reason, we purchased the exclusive rights in Delaware to the 720 Credit Score Program, which allows our
clients to obtain a 720+ credit score much sooner than they think - in as little as 12-24 months after their
bankruptcy discharge.